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Home/Guides/Government schemes

Government schemes

PPF, NPS, Sovereign Gold Bonds, and other schemes with a rulebook.

Finfod Research DeskUpdated 28 Oct 2026How we check

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Calculators

PPF CalculatorMaturity of a PPF account from a yearly deposit, with the 15-year term and optional 5-year extensions.
NPS CalculatorCorpus at 60, the tax-free lump sum and an estimated monthly pension from a monthly NPS contribution.
Sukanya Samriddhi CalculatorMaturity of a Sukanya Samriddhi account from a yearly deposit, with 15 years of deposits and a payout at 21 years.

Rates

Small savings scheme interest ratesPPF is 7.10% and Sukanya Samriddhi is 8.20% for this quarter.
RBI policy ratesRepo rate 5.50% from 7 October 2026. Next meeting 2 to 4 December 2026.
Gold rate todayIndicative 24K gold: ₹14,226 per gram. Indicative rate as on 30 Oct 2026, 11:10 AM IST, excluding GST.

Guides

Government schemesSukanya Samriddhi Yojana 2026: interest rate, rules, tax benefitsSukanya Samriddhi Yojana for this quarter: the notified interest rate, who can open an account, the 15-year deposit rule, and the tax sections.9 min read