Calculators
- SIP CalculatorInvested amount, estimated returns and maturity for a monthly SIP, with a step-up and inflation.
- Compound Interest CalculatorA lump sum and optional monthly additions, compounded yearly to daily, beside the same money at simple interest.
- CAGR CalculatorThe compound annual growth rate, or the future value that a CAGR produces.
- FD CalculatorMaturity of a fixed deposit for years, months and days, with compounding or an interest payout, and tax.
- RD CalculatorMaturity of a monthly recurring deposit with quarterly compounding, for a bank or a post office account.
- Capital Gains CalculatorTax on shares, equity funds, debt funds, property and gold for one sale.
Rates
- FD interest ratesHighest 1-year general rate on this page: 6.50% at IDFC FIRST Bank.
- Small savings scheme interest ratesPPF is 7.10% and Sukanya Samriddhi is 8.20% for this quarter.
- Gold rate todayIndicative 24K gold: ₹14,226 per gram. Indicative rate as on 30 Oct 2026, 11:10 AM IST, excluding GST.
- Silver rate todayIndicative silver: market ₹185 per gram, retail ₹210 per gram. Indicative rate as on 30 Oct 2026, 11:10 AM IST, excluding GST.
Guides
- Saving & investingTax on gold in India in 2026How India taxes physical gold, jewellery, gold ETFs, digital gold and Sovereign Gold Bonds in FY 2026-27, with cess and Diwali 2026 examples.12 min read
- Saving & investingGold investment options in India in 2026Compare coins, jewellery, gold ETFs, gold funds, Sovereign Gold Bonds and digital gold before Diwali 2026, including cost, safety and who each suits.12 min read
- Saving & investingCapital gains tax in India in 2026Capital gains tax in FY 2026-27 on equity, mutual funds, property and gold: holding periods, rates of 12.5% and 20%, and the ₹1.25 lakh line.9 min read
- Saving & investingSIP vs lump sum: which is better?A SIP and a lump sum at the same yearly rate, worked on Finfod’s SIP and CAGR calculators. When the lump sum finishes ahead, and when that answer is useless.10 min read